MassMutual Financial Group is a marketing name for Massachusetts Mutual Life Insurance Company
(MassMutual) and its affiliated companies and sales representatives. MassMutual and its subsidiaries had more
than $500 billion in assets under management at year-end 2007. Assets under management include assets and
certain external investment funds managed by MassMutual's subsidiaries.
Founded in 1851, MassMutual is a mutually owned financial protection, accumulation and income management
company headquartered in Springfield, Mass. MassMutual's major affiliates include: OppenheimerFunds, Inc.;
Babson Capital Management LLC; Baring Asset Management Limited; Cornerstone Real Estate Advisers
LLC; The First Mercantile Trust Company; MML Investors Services, Inc., member FINRA and SIPC
(www.finra.org and www.sipc.org); MassMutual International LLC and The MassMutual Trust Company,
FSB. MassMutual is on the Internet at www.massmutual.com.
MassMutual Retirement Services is a full-service provider of corporate, union, nonprofit and governmental
defined benefit, defined contribution, and nonqualified deferred compensation plans. Services are also offered
through retirement plan advisors and third-party administrators. With over 60 years of retirement services
experience, MassMutual offers award-winning participant education tools, advanced education campaign
management services, on-the-spot e4sm wireless enrollment technology, a vast array of quality investments,
compliance expertise, custom statements, and 24/7 access to account information for participants and
sponsors. Our needs-based solutions help reduce the administrative burden for plan sponsors and help
participants reach their retirement goals.
©2009 Massachusetts Mutual Life Insurance Company. All rights reserved. MassMutual Financial Group is a fleet name for
Massachusetts Mutual Life Insurance Company (MassMutual) [of which Retirement Services is a division] and its affiliates.
RS-06592-02
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