Benefits Research and Surveys
2010 Annual 401(k) Benchmarking Survey
This survey, sponsored jointly by Deloitte, the International Foundation of Employee Benefit Plans, and the International Society of Certified Employee Benefit Specialists, was conducted online at year end 2010. This edition, which spotlighted retirement readiness, garnered responses from more than 650 401(k) plan sponsors.
Uploaded: January 5, 2011
2010 Annual Retirement Benchmarking Report - Mercer
The 2010 edition of Mercer’s annual survey provides a comprehensive review of retirement plan benchmark data from a broad range of perspectives and financial effects.
Retirement Benchmarking Report, Mercer
Uploaded: November 18, 2010
2010 Mercer Survey on Health Benefit Cost Growth
Mercer’s annual National Survey of Employer-Sponsored Health Plans reveals a 6.9% average total benefit cost increase in 2010 with high increases predicted again in 2011 with the phase in of the Affordable Care Act provisions.
Uploaded: November 18, 2010
2011 Milliman Medical Index
The annual Milliman Medical Index (MMI) measures the total cost of healthcare for a typical family of four covered by a preferred provider plan (PPO). The 2011 MMI shows that the cost more than doubled in nine years from $9,235 in 2002 to $19,393 in 2011.
Uploaded: January 17, 2012
2011 Retirement Attitudes Survey - Attraction and Retention Value of Employers’ Benefits
This final report in a three-part series by towers-Watson provides insights into how reordered priorities among workers shape their decisions to take a new job.
Attraction and Retention Value of Benefits
Uploaded: April 17, 2012
2011 Retirement Attitudes Survey - Retirement Planning in a Post-Crisis Economy
This is the first in a three-part series of reports based on Towers-Watson’s July 2011 survey of current workers about retirement and healthcare benefits. In its fifth consecutive year, the survey encompasses responses from 3074 people about their employer-sponsored retirement and healthcare benefits. The initial report focuses on workers’ attitudes towards their household finances and retirement readiness.
Retirement Planning Post Economic Crisis
Uploaded: April 17, 2012
2011 Retirement Attitudes Survey - Workers Seek More Security from Retirement and Health Plans
This second report in a three-part series by Towers-Watson looks at the importance workers place on the economic security provided by employer-sponsored retirement and health plans.
Retirement and Healthcare Security
Uploaded: April 17, 2012
2011 Towers Watson/NBGH Employer Survey on Purchasing Value in Health Care
This 16th annual survey shows that employers are re-defining their financial commitments to health benefits by redesigning programs, stressing consumerism, using incentives more aggressively to influence behavior and changing worker versus dependent subsidies. The survey also looks at how employers are responding to health care reform and preparations they are making for 2014 and beyond. The survey took place from November 2010 through January 2011 and encompassed nearly 600 employers with at least 1000 employees.
Purchasing Value in Health Care
Uploaded: March 17, 2011
401(k) Plan Asset Allocation, Account Balances and Loan Activity in 2009
This November 2010 EBRI Issue Brief looks at 401(k) account balances and activity from 2003 to December 2009. Among the findings: After falling by 27.8% in 2008, average 401(k) balances rose by 31.9% in 2009.
Uploaded: November 26, 2010
401(k) Plans in Living Color: A Study of 401(k) Savings Disparities Across Racial and Ethnic Groups
This study by Hewitt Associates and Ariel Education Initiative shows that there are clear, quantifiable differences across race and ethnicity in how successfully 401(k) plans are used.
401(k) Savings Across Ethnic Groups
Uploaded: November 10, 2010
Aon Consulting – Ready 2012 Pension Pulse Survey
This January 2009 survey of companies with frozen defined benefit pension plans looks at how many have eliminated benefit accruals to all or some of their workers as well as the policies, programs or plan changes they have put into place to mitigate risk.
Uploaded: October 15, 2010
Aon Consulting’s 2008 Replacement Ratio Study™ - A Measurement Tool for Retirement Planning
Are your employees able to retire? If not, when can they retire? How do their contributions affect retirement readiness? Employers are facing these questions as baby boomers continue to leave the workforce—and as retirement education and preparation falls increasingly on their shoulders.
Uploaded: October 15, 2010
April 2011 Issue Brief—EBRI Examines Employment-Based Health Benefits and Retirement Income Adequacy
EBRI’s April Issue Brief addresses two of the most timely issues in employer-sponsored benefits: employer-driven innovation in health benefits and the ability of employees to generate sufficient retirement. The publication also examines the future of employer-sponsored health care in the wake of PPACA and the November 2010 elections.
CDHP, Wellness, Retirement Income Adequacy
Uploaded: April 27, 2011
Auto Enrollment – Public Plan Case Study
Retirement Made Simpler™, a coalition of the AARP, FINRA and the Retirement Security Project, issued this report on automatic enrollment in South Dakota’s defined contribution retirement plan. The report examines the background and passage of legislation that made auto enrollment possible and looks, as well, at the success the program has had in its early stages.
Auto Enrollment - Public Sector Plans
Uploaded: January 21, 2011
Automatic 401(k) Directory
Retirement Made Simpler™ has created a directory of employers who have implemented automated 401(k) features.
Employers Using Auto 401(k) Features
Uploaded: November 4, 2010
Automatic 401(k) Resources and Research
Retirement Made Simpler™ has compiled a large body of information and resources from various sources on automating 401(k) plans, investment behavior and other retirement issues.
Uploaded: November 4, 2010
EBRI Databook on Employee Benefits
The EBRI Databook on Employee Benefits includes data from dozens of sources to provide a comprehensive analysis of how the employee benefits system works, who and what its various functions affect, and its relationship with the U.S. economy. The book is organized into four sections—overview, retirement programs, health programs, and other employee benefits, with an extensive appendix offering general economic and demographic statistics, a glossary of terms used in the book, a legislative history of employee benefit programs, reference guide listing sources for further research, and an index.
EBRI Databook - Employee Benefits
Uploaded: October 15, 2010
Employer Health Benefits 2010 Annual Survey
This annual survey by the Kaiser Family Foundation and the Health Research and Education Trust provides details on trends in employer-sponsored health care, including premiums, employee contributions, cost-sharing provisions and other relevant information. The Kaiser Family Foundation is a non-profit private operating foundation, based in Menlo Park, CA, dedicated to producing and communicating the best possible information, research and analysis on health issues.
Employer Health Benefits Survey
Uploaded: November 22, 2010
Employment-Based Health Benefits and Taxation in an Era of Deficit Reduction
This July 2011 Issue Brief from EBRI looks at how elimination of favorable tax treatment of workers’ employer-provided health benefits would affect the health care system and the U.S. budget deficit. Currently, employer-provided health benefits are the largest tax expenditure in the U. S. budget, dwarfing the home mortgage interest deduction
Uploaded: March 13, 2012
February 2011 Issue Brief—Post Crisis Assessment of Retirement Income Adequacy for Baby Boomers and
Based on results from EBRI’s 2010 Retirement Security Projection Model®, this analysis explores the percentage of households that became at risk of having insufficient retirement income because of the 2008-2009 financial market and real estate crisis. It also examines the percentage of additional annual savings these at risk households need to make each year until retirement to make up for the losses.
Uploaded: January 24, 2011
Few Employers Planning to Drop Health Plans After Reform Is in Place
A preview of findings from Mercer’s 2010 National Survey of Employer-Sponsored Health Plans shows that relatively few employers anticipate dropping coverage when state-run insurance exchanges become operational in 2014.
Survey - Employers and Health Care Reform
Uploaded: November 22, 2010
Form 5500 – Summary of 2008 Data – December 2010
This report is the most recent for which plan data is available. Total assets held in retirement and pension plans decreased by $1.4 trillion, 23%, in 2008. Assets in 401(k) plans declined by 25.2%, from $3 trillion in 2007 to $2.2 trillion in 2008.
Uploaded: January 10, 2011
Health Confidence Survey - 2009
Findings from EBRI’s 2009 Health Confidence Survey—the 12th annual HCS—indicate that Americans had already formed strong opinions regarding various aspects of health reform, even before details had been released regarding various key factors.
Health Confidence Survey - 2009
Uploaded: November 9, 2010
Health Confidence Survey - 2010
EBRI’s 2010 Health Confidence Survey (HCS) demonstrates that dissatisfaction with the American health care system remains widespread. Furthermore, while confidence regarding various aspects of today’s health care system is not high, it has neither fallen nor increased as a result of passage of health care reform.
Health Confidence Survey - 2010
Uploaded: November 9, 2010
Health Confidence Survey - 2011
This September 2011 Issue Brief from EBRI presents findings from its Health Confidence Survey, which has been conducted annually since 1998. Among its finding are that dissatisfaction with the U.S. system is widespread and that few Americans are familiar with the health insurance exchanges that figure prominently in the Affordable Care Act.
Health Confidence Survey - 2011
Uploaded: March 13, 2012
Health Insurance Mandates in the States - 2010
The Council for Affordable Health Insurance released its 2010 report on state-by-state insurance mandates. The list includes mandates for: benefits, providers and covered persons together with an estimated cost each adds to premiums.
State-Mandated Health Benefits
Uploaded: November 10, 2010
Health Plan Cost Trend Survey - 2011
This 14th annual survey by The Segal Company’s Sibson Consulting indicates that all 2011 medical plan types are projected to experience cost trends that are more than eight times higher than the consumer price index for all urban consumers.
Uploaded: October 29, 2010
IRS - Interim Report on 401(k) Compliance Check Questionnaire
This Interim Report from the IRS summarizes the responses from approximately 1,200 randomly selected sponsors of 401(k) plans. The plan sponsors completed an online questionnaire designed to measure the overall compliance levels among 401(k) plans, evaluate the effectiveness of IRS voluntary compliance programs and determine how the IRS can foster greater compliance.
401(k) Compliance Check Questionnaire
Uploaded: February 14, 2012
Impact of Auto Enrollment and Auto Contribution Escalation on Retirement Income Adequacy
This EBRI Issue Brief examines the impact of auto enrollment and auto contribution escalation on employees’ potential to achieve 80% income replacement from the combination of Social Security and defined contribution balances.
Auto 401(k) Features - Retirement Income Adequacy
Uploaded: November 26, 2010
Investors’ Knowledge and Comprehension of Target Date Funds
This January 2010 Vanguard survey of 4700 IRA and plan participant investors gauges the knowledge of target date fund investors. Among the findings: IRA investors are more are of these types of funds than are participants in employer-sponsored plans.
Target Date Funds - Investor Knowledge
Uploaded: January 21, 2011
MetLife Report —Remodeling the Benefits and Retirement Income Space
This excerpt from MetLife’s 9th annual study of employee benefit trends offers some very thought-provoking data. Among the findings: Three years into the recession, employee loyalty has eroded to the point that one in three employees is hoping to be working elsewhere in 12 months. Employers seem unaware of the looming problem. With little likelihood of a return to generous, pre-recession benefits, consideration needs to be given to restructuring benefits that create safety nets for employees rather than security blankets.
Employee Benefits and Retirement Income
Uploaded: April 27, 2011
National Financial Capability Study – December 2009
The FINRA Investor Education Foundation released survey results that measure the financial capabilities of American adults and reveal in detail how Americans save, borrow and plan for their financial future.
National Financial Capability Study
Uploaded: November 9, 2010
Plan Demographics, Participants’ Saving Behavior and Target Date Fund Investments
This analysis by EBRI explores (1) whether plan demographic characteristics would affect individual participant contribution rates and target-date fund investments and (2) equity glide paths for participants in relation to plan demographics by considering target replacement income and its success rate.
EBRI Analysis - Target Date Funds
Uploaded: October 15, 2010
Retirement Confidence Survey - 2009
This 19th edition of EBRI’s annual survey shows that workers who say they are very confident about having enough money for a comfortable retirement this year hit the lowest level (13 percent) since the Retirement Confidence Survey started asking the question in 1993, continuing a two-year decline.
Retirement Confidence Survey - 2009
Uploaded: November 9, 2010
Retirement Confidence Survey - 2010
This 20th edition of EBRI’s annual survey reveals some sobering data about the state of retirement readiness among workers. The survey also shows that while confidence is stabilizing, preparations continue to erode.
Retirement Confidence Survey - 2010
Uploaded: November 9, 2010
Retirement Confidence Survey - 2012
This March 2012 Issue Brief from EBRI provides results from the 22nd annual Retirement Confidence Survey. The Brief shows that the effects of the 2008 financial market crash continues to dampen the retirement confidence of many.
EBRI 2012 Retirement Confidence Survey
Uploaded: March 13, 2012
Savings Needed for Health Expenses for People with Medicare Coverage
This December 2010 Issue Brief from EBRI indicates that employees will need to set aside substantial sums to cover their medical expenses despite the changes to Medicare Part D cost sharing that will be phased in under the Affordable Care Act.
Uploaded: December 13, 2010
Survey on Retirement Attitudes – Part I, Confidence in Retirement
This report is the first in a three-part series based on a Towers Watson survey of 9000+ workers in May and June of 2010 on a number of different measures surrounding retirement and health care programs.
Employee Retirement Attitudes, Part 1
Uploaded: November 2, 2010
Survey on Retirement Attitudes – Part II, Attitudes Towards Risk
This is the second in a three-part series of reports based on a Towers Watson survey 9000+ workers in May and June of 2010.
Employee Retirement Attitudes, Part 2
Uploaded: November 2, 2010
Survey on Retirement Attitudes – Part III, Attraction and Retention – December 2010
This is the third in a three-part series of reports based on a Towers Watson survey of 9000+ workers in May and June of 2010.
Employee Retirement Attitudes, Part 3
Uploaded: December 10, 2010
The 2010 EBRI Retirement Readiness Rating™: Retirement Income Preparation and Future Prospects
This latest update to the annual EBRI survey on retirement readiness shows that dramatically high proportions of Americans—even those in upper income categories—are likely to run short of money after 10 or 20 years in retirement.
Uploaded: October 15, 2010
The Health Care Reform Survey 2011-2012 - Willis
This survey conducted in December 2011 by global insurance broker Willis examines what actions employers believe other employers will take in response to Health Care Reform.
Healthcare Reform - Employers' Perspectives
Uploaded: March 13, 2012
The Impact of the Financial Crisis on 401(k) Account Balances
This EBRI Issue Brief examines the sharp decline in major U.S. equity indexes in 2008 and how individual 401(k) participants were affected. The analysis also calculates how long it might take for 401(k) balances to recover.
Financial Crisis and 401(k) Account Balances
Uploaded: November 10, 2010
The Power of 10 as a Retirement Savings Benchmark
This White Paper by Lincoln Financial, based on research conducted by Hearts & Wallets, LLC, highlights the concept of basing retirement savings on ten times income to achieve adequate income replacement. The paper focuses on the behaviors of retirees who had accomplished that goal.
Uploaded: October 21, 2011
What Does the Public Know About the New Health Care Law?
Not much, according to a Fast Facts release of data from EBRI’s 2010 Health Confidence Survey.
Uploaded: November 9, 2010
2010 Mercer Survey on Health Benefit Cost Growth
Mercer’s annual National Survey of Employer-Sponsored Health Plans reveals a 6.9% average total benefit cost increase in 2010 with high increases predicted again in 2011 with the phase in of the Affordable Care Act provisions.
Uploaded: November 18, 2010
2011 Milliman Medical Index
The annual Milliman Medical Index (MMI) measures the total cost of healthcare for a typical family of four covered by a preferred provider plan (PPO). The 2011 MMI shows that the cost more than doubled in nine years from $9,235 in 2002 to $19,393 in 2011.
Uploaded: January 17, 2012
2011 Towers Watson/NBGH Employer Survey on Purchasing Value in Health Care
This 16th annual survey shows that employers are re-defining their financial commitments to health benefits by redesigning programs, stressing consumerism, using incentives more aggressively to influence behavior and changing worker versus dependent subsidies. The survey also looks at how employers are responding to health care reform and preparations they are making for 2014 and beyond. The survey took place from November 2010 through January 2011 and encompassed nearly 600 employers with at least 1000 employees.
Purchasing Value in Health Care
Uploaded: March 17, 2011
Employer Health Benefits 2010 Annual Survey
This annual survey by the Kaiser Family Foundation and the Health Research and Education Trust provides details on trends in employer-sponsored health care, including premiums, employee contributions, cost-sharing provisions and other relevant information. The Kaiser Family Foundation is a non-profit private operating foundation, based in Menlo Park, CA, dedicated to producing and communicating the best possible information, research and analysis on health issues.
Employer Health Benefits Survey
Uploaded: November 22, 2010
Employment-Based Health Benefits and Taxation in an Era of Deficit Reduction
This July 2011 Issue Brief from EBRI looks at how elimination of favorable tax treatment of workers’ employer-provided health benefits would affect the health care system and the U.S. budget deficit. Currently, employer-provided health benefits are the largest tax expenditure in the U. S. budget, dwarfing the home mortgage interest deduction
Uploaded: March 13, 2012
Few Employers Planning to Drop Health Plans After Reform Is in Place
A preview of findings from Mercer’s 2010 National Survey of Employer-Sponsored Health Plans shows that relatively few employers anticipate dropping coverage when state-run insurance exchanges become operational in 2014.
Survey - Employers and Health Care Reform
Uploaded: November 22, 2010
Health Confidence Survey - 2009
Findings from EBRI’s 2009 Health Confidence Survey—the 12th annual HCS—indicate that Americans had already formed strong opinions regarding various aspects of health reform, even before details had been released regarding various key factors.
Health Confidence Survey - 2009
Uploaded: November 9, 2010
Health Confidence Survey - 2010
EBRI’s 2010 Health Confidence Survey (HCS) demonstrates that dissatisfaction with the American health care system remains widespread. Furthermore, while confidence regarding various aspects of today’s health care system is not high, it has neither fallen nor increased as a result of passage of health care reform.
Health Confidence Survey - 2010
Uploaded: November 9, 2010
Health Confidence Survey - 2011
This September 2011 Issue Brief from EBRI presents findings from its Health Confidence Survey, which has been conducted annually since 1998. Among its finding are that dissatisfaction with the U.S. system is widespread and that few Americans are familiar with the health insurance exchanges that figure prominently in the Affordable Care Act.
Health Confidence Survey - 2011
Uploaded: March 13, 2012
Health Insurance Mandates in the States - 2010
The Council for Affordable Health Insurance released its 2010 report on state-by-state insurance mandates. The list includes mandates for: benefits, providers and covered persons together with an estimated cost each adds to premiums.
State-Mandated Health Benefits
Uploaded: November 10, 2010
Health Plan Cost Trend Survey - 2011
This 14th annual survey by The Segal Company’s Sibson Consulting indicates that all 2011 medical plan types are projected to experience cost trends that are more than eight times higher than the consumer price index for all urban consumers.
Uploaded: October 29, 2010
IRS - Interim Report on 401(k) Compliance Check Questionnaire
This Interim Report from the IRS summarizes the responses from approximately 1,200 randomly selected sponsors of 401(k) plans. The plan sponsors completed an online questionnaire designed to measure the overall compliance levels among 401(k) plans, evaluate the effectiveness of IRS voluntary compliance programs and determine how the IRS can foster greater compliance.
401(k) Compliance Check Questionnaire
Uploaded: February 14, 2012
The Health Care Reform Survey 2011-2012 - Willis
This survey conducted in December 2011 by global insurance broker Willis examines what actions employers believe other employers will take in response to Health Care Reform.
Healthcare Reform - Employers' Perspectives
Uploaded: March 13, 2012
What Does the Public Know About the New Health Care Law?
Not much, according to a Fast Facts release of data from EBRI’s 2010 Health Confidence Survey.
Uploaded: November 9, 2010
2010 Annual 401(k) Benchmarking Survey
This survey, sponsored jointly by Deloitte, the International Foundation of Employee Benefit Plans, and the International Society of Certified Employee Benefit Specialists, was conducted online at year end 2010. This edition, which spotlighted retirement readiness, garnered responses from more than 650 401(k) plan sponsors.
Uploaded: January 5, 2011
2010 Annual Retirement Benchmarking Report - Mercer
The 2010 edition of Mercer’s annual survey provides a comprehensive review of retirement plan benchmark data from a broad range of perspectives and financial effects.
Retirement Benchmarking Report, Mercer
Uploaded: November 18, 2010
2011 Retirement Attitudes Survey - Retirement Planning in a Post-Crisis Economy
This is the first in a three-part series of reports based on Towers-Watson’s July 2011 survey of current workers about retirement and healthcare benefits. In its fifth consecutive year, the survey encompasses responses from 3074 people about their employer-sponsored retirement and healthcare benefits. The initial report focuses on workers’ attitudes towards their household finances and retirement readiness.
Retirement Planning Post Economic Crisis
Uploaded: April 17, 2012
401(k) Plan Asset Allocation, Account Balances and Loan Activity in 2009
This November 2010 EBRI Issue Brief looks at 401(k) account balances and activity from 2003 to December 2009. Among the findings: After falling by 27.8% in 2008, average 401(k) balances rose by 31.9% in 2009.
Uploaded: November 26, 2010
401(k) Plans in Living Color: A Study of 401(k) Savings Disparities Across Racial and Ethnic Groups
This study by Hewitt Associates and Ariel Education Initiative shows that there are clear, quantifiable differences across race and ethnicity in how successfully 401(k) plans are used.
401(k) Savings Across Ethnic Groups
Uploaded: November 10, 2010
Aon Consulting – Ready 2012 Pension Pulse Survey
This January 2009 survey of companies with frozen defined benefit pension plans looks at how many have eliminated benefit accruals to all or some of their workers as well as the policies, programs or plan changes they have put into place to mitigate risk.
Uploaded: October 15, 2010
Aon Consulting’s 2008 Replacement Ratio Study™ - A Measurement Tool for Retirement Planning
Are your employees able to retire? If not, when can they retire? How do their contributions affect retirement readiness? Employers are facing these questions as baby boomers continue to leave the workforce—and as retirement education and preparation falls increasingly on their shoulders.
Uploaded: October 15, 2010
Auto Enrollment – Public Plan Case Study
Retirement Made Simpler™, a coalition of the AARP, FINRA and the Retirement Security Project, issued this report on automatic enrollment in South Dakota’s defined contribution retirement plan. The report examines the background and passage of legislation that made auto enrollment possible and looks, as well, at the success the program has had in its early stages.
Auto Enrollment - Public Sector Plans
Uploaded: January 21, 2011
Automatic 401(k) Directory
Retirement Made Simpler™ has created a directory of employers who have implemented automated 401(k) features.
Employers Using Auto 401(k) Features
Uploaded: November 4, 2010
Automatic 401(k) Resources and Research
Retirement Made Simpler™ has compiled a large body of information and resources from various sources on automating 401(k) plans, investment behavior and other retirement issues.
Uploaded: November 4, 2010
February 2011 Issue Brief—Post Crisis Assessment of Retirement Income Adequacy for Baby Boomers and
Based on results from EBRI’s 2010 Retirement Security Projection Model®, this analysis explores the percentage of households that became at risk of having insufficient retirement income because of the 2008-2009 financial market and real estate crisis. It also examines the percentage of additional annual savings these at risk households need to make each year until retirement to make up for the losses.
Uploaded: January 24, 2011
Form 5500 – Summary of 2008 Data – December 2010
This report is the most recent for which plan data is available. Total assets held in retirement and pension plans decreased by $1.4 trillion, 23%, in 2008. Assets in 401(k) plans declined by 25.2%, from $3 trillion in 2007 to $2.2 trillion in 2008.
Uploaded: January 10, 2011
Impact of Auto Enrollment and Auto Contribution Escalation on Retirement Income Adequacy
This EBRI Issue Brief examines the impact of auto enrollment and auto contribution escalation on employees’ potential to achieve 80% income replacement from the combination of Social Security and defined contribution balances.
Auto 401(k) Features - Retirement Income Adequacy
Uploaded: November 26, 2010
Investors’ Knowledge and Comprehension of Target Date Funds
This January 2010 Vanguard survey of 4700 IRA and plan participant investors gauges the knowledge of target date fund investors. Among the findings: IRA investors are more are of these types of funds than are participants in employer-sponsored plans.
Target Date Funds - Investor Knowledge
Uploaded: January 21, 2011
National Financial Capability Study – December 2009
The FINRA Investor Education Foundation released survey results that measure the financial capabilities of American adults and reveal in detail how Americans save, borrow and plan for their financial future.
National Financial Capability Study
Uploaded: November 9, 2010
Plan Demographics, Participants’ Saving Behavior and Target Date Fund Investments
This analysis by EBRI explores (1) whether plan demographic characteristics would affect individual participant contribution rates and target-date fund investments and (2) equity glide paths for participants in relation to plan demographics by considering target replacement income and its success rate.
EBRI Analysis - Target Date Funds
Uploaded: October 15, 2010
Retirement Confidence Survey - 2009
This 19th edition of EBRI’s annual survey shows that workers who say they are very confident about having enough money for a comfortable retirement this year hit the lowest level (13 percent) since the Retirement Confidence Survey started asking the question in 1993, continuing a two-year decline.
Retirement Confidence Survey - 2009
Uploaded: November 9, 2010
Retirement Confidence Survey - 2010
This 20th edition of EBRI’s annual survey reveals some sobering data about the state of retirement readiness among workers. The survey also shows that while confidence is stabilizing, preparations continue to erode.
Retirement Confidence Survey - 2010
Uploaded: November 9, 2010
Retirement Confidence Survey - 2012
This March 2012 Issue Brief from EBRI provides results from the 22nd annual Retirement Confidence Survey. The Brief shows that the effects of the 2008 financial market crash continues to dampen the retirement confidence of many.
EBRI 2012 Retirement Confidence Survey
Uploaded: March 13, 2012
Survey on Retirement Attitudes – Part I, Confidence in Retirement
This report is the first in a three-part series based on a Towers Watson survey of 9000+ workers in May and June of 2010 on a number of different measures surrounding retirement and health care programs.
Employee Retirement Attitudes, Part 1
Uploaded: November 2, 2010
Survey on Retirement Attitudes – Part II, Attitudes Towards Risk
This is the second in a three-part series of reports based on a Towers Watson survey 9000+ workers in May and June of 2010.
Employee Retirement Attitudes, Part 2
Uploaded: November 2, 2010
Survey on Retirement Attitudes – Part III, Attraction and Retention – December 2010
This is the third in a three-part series of reports based on a Towers Watson survey of 9000+ workers in May and June of 2010.
Employee Retirement Attitudes, Part 3
Uploaded: December 10, 2010
The 2010 EBRI Retirement Readiness Rating™: Retirement Income Preparation and Future Prospects
This latest update to the annual EBRI survey on retirement readiness shows that dramatically high proportions of Americans—even those in upper income categories—are likely to run short of money after 10 or 20 years in retirement.
Uploaded: October 15, 2010
The Impact of the Financial Crisis on 401(k) Account Balances
This EBRI Issue Brief examines the sharp decline in major U.S. equity indexes in 2008 and how individual 401(k) participants were affected. The analysis also calculates how long it might take for 401(k) balances to recover.
Financial Crisis and 401(k) Account Balances
Uploaded: November 10, 2010
The Power of 10 as a Retirement Savings Benchmark
This White Paper by Lincoln Financial, based on research conducted by Hearts & Wallets, LLC, highlights the concept of basing retirement savings on ten times income to achieve adequate income replacement. The paper focuses on the behaviors of retirees who had accomplished that goal.
Uploaded: October 21, 2011
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