Conference Details

2012 San Francisco Mid-Sized Retirement & Healthcare Plan Management Conference

March 18 - March 21, 2012

Workshop Legend

Legal, Regulatory & Fiduciary Issues
Plan Design & Administration
Employee Communication & Education
Evaluating & Monitoring Your Plan & Vendors
Investment Management & Plan Funding
Wellness, Disease & Case Management

R - Retirement
H - Healthcare

Register Now

Sunday, March 18, 2012 Pre-Conference Session(s)
10:00 am - 5:00 pm	Fiduciary Obligations Under ERISA Michael E. Falcone, 401(k) Advisors and Sherwin S. Kaplan, J.D., Nixon Peabody LLP
2:00 pm - 5:00 pm	Health and Welfare Benefits Boot Camp Tiffany N. Santos, J.D., Trucker Huss Does Your Non-Qualified Plan Really Get You Qualified People? Stephen J. Smith, Diversified

Monday, March 19, 2012
10:30 am - 11:30 am	The DOL’s Advice Regulations—Overview and Implications R 1 The DOL’s Advice Regulations—Overview and Implications The DOL has issued Final Regulations to govern how your retirement plan participants receive financial advice. The new rules are designed to encourage individualized advice to participants and preclude conflicts of interest. The legal clarity provided by the new rules is helpful; however, employers will now have another plan-related service to evaluate. This session covers the possibilities and limitations of the new rule, as well as issues to consider when evaluating advice services. Track: Legal, Regulatory & Fiduciary Issues Speaker(s): Abiy Fisseha, Milliman Audience: Defined contribution/401(k) plans, 403(b) plans Level: General	Healthcare Reform: Recently Issued Regulations H 2 Healthcare Reform: Recently Issued Regulations An IRS representative discusses various provisions of the recently enacted Affordable Care Act (ACA), including grandfathered health plans, adult dependent child coverage, prohibition of lifetime and annual limits, prohibition on rescissions, prohibition on pre-existing condition exclusions, internal claims/appeals and external review processes, preventive care requirements, patient protections and tax changes for FSAs. Track: Legal, Regulatory & Fiduciary Issues Speaker(s): Karen B. Levin, Esq., Internal Revenue Service Audience: Self-funded health and welfare plans, Fully insured health and welfare plans Level: Basic	Reorganized Benefits, Increased Engagement, Reduced Healthcare Costs: One Employer’s Approach H 3 Reorganized Benefits, Increased Engagement, Reduced Healthcare Costs: One Employer’s Approach Mid-sized employers face a growing healthcare cost burden but confront real challenges in changing their benefits. To make ends meet, they must look for new ways to make their benefits model more efficient and effective. By reorganizing benefit delivery, plan sponsors have the opportunity to dramatically increase engagement while reducing healthcare spend by 5-8% without changing benefits. Hear how one Fortune 1000 employer saved $25 million in healthcare costs. Track: Plan Design & Administration Speaker(s): Brian Wenner, Quantum Health, Inc. Audience: Self-funded health and welfare plans Level: General	The ABC’s of Creating an Educational Policy Statement R 4 The ABC’s of Creating an Educational Policy Statement An Education Policy Statement (EPS) can be a fundamental part of a plan sponsor’s fiduciary toolkit. This speaker presents the basics of an EPS structure and provides tips on how to create a document that will set key objectives and strategies for communication and education initiatives. Track: Employee Communication & Education Speaker(s): Mary Kay Leydon, Lincoln Financial Group Audience: Defined contribution/401(k) plans, Defined benefit plans, 403(b) plans Level: Intermediate	Interactive Panel: Perspectives on DB Plan Sponsor Challenges R 5 Interactive Panel: Perspectives on DB Plan Sponsor Challenges This interactive panel discussion focuses on some of the most common challenges facing DB plan sponsors. A plan sponsor, consultant and an investment manager provide insight on topics such as: how and when to effectively de-risk; reducing fiduciary risk; and managing market volatility. Gain an understanding of how asset allocation influences plan risk, how plan risk affects the broader organization, and how to measure risk relative to realistic return expectations. In addition, learn the pros and cons of an outsourced chief investment officer, methods for de-risking a pension plan and what mid-sized peer plans are considering in future asset allocation decisions. Track: Investment Management & Plan Funding Speaker(s): Shiuan-Tung Peng, Pyramis Global Advisors James Zadrozny, Pyramis Global Advisors Saleem Banatwala, Portfolio Evaluations, Inc. James Zajac, STMicroelectronics, Inc. Audience: Defined benefit plans Level: General
1:45 pm - 2:45 pm	Fiduciary Best Practices R 6 Fiduciary Best Practices Recent developments in the retirement plan industry combined with the current market environment may be causing you some concern about how to best manage risk and fulfill your fiduciary responsibilities. This discussion, led by a retirement and legal expert, gives you insightful answers to some of the tough questions faced by fiduciaries today. Track: Legal, Regulatory & Fiduciary Issues Speaker(s): Gene Paranczak, Vanguard Audience: Defined contribution/401(k) plans Level: General	Defining Plan Health—The Next Generation of Plan Support Models and Metrics R 7 Defining Plan Health—The Next Generation of Plan Support Models and Metrics The overall health of your retirement plan and the retirement readiness of your participants are and will continue to be the major issues you face as a plan sponsor. This session discusses the components of comprehensive plan health, from staying on top of fiduciary responsibilities to plan design, testing, investment choice and participant behavior. Learn how to measure your participants’ success in saving for retirement by using a new set of meaningful metrics that go beyond deferral and participation rates. Track: Plan Design & Administration Speaker(s): Molly Knapp, MassMutual Retirement Services Audience: Defined contribution/401(k) plans Level: Basic	Seatbelts Save Lives, and So Does Health Literacy H 8 Seatbelts Save Lives, and So Does Health Literacy Accountable care organizations illustrate how the coming revolution in our healthcare system will move us from a system based on quantity of services to one of measurable quality and financial accountability. By using the power of data, the speaker explains how employers are positioned to drive strategy that will transform the healthcare system. Track: Employee Communication & Education Speaker(s): Sue Thomas, The Benefit Services Group, Inc. Audience: Self-funded health and welfare plans, Fully insured health and welfare plans Level: Intermediate	Emerging Trends in Prescription Drug Benefits H 9 Emerging Trends in Prescription Drug Benefits As the cost of healthcare continues to rise, the cost of prescription drugs is of primary concern to employers who are trying to provide quality healthcare benefits at reasonable costs. This presentation helps employers learn about current and emerging drug management techniques that can help them manage their drug spend better. Track: Plan Design & Administration Speaker(s): Thomas Cappetta, SXC Health Solutions, Inc. Audience: Self-funded health and welfare plans, Fully insured health and welfare plans Level: Intermediate	Evaluating, Selecting and Monitoring Target Date Fund Offerings R 10 Evaluating, Selecting and Monitoring Target Date Fund Offerings As target date funds continue to gain in popularity as a QDIA for plan sponsors and an easy solution for participants, it’s no longer prudent from a fiduciary standpoint to just go with the “house brand.” Learn how to develop a best practices approach for carrying out your fiduciary responsibilities related to evaluating and selecting the most appropriate target date solution for your plan as well as monitoring its ongoing performance. Track: Investment Management & Plan Funding Speaker(s): Michael E. Falcone, 401(k) Advisors Audience: Defined contribution/401(k) plans, Defined benefit plans, 403(b) plans Level: General
3:00 pm - 4:00 pm	Plan Governance: How to Avoid Personal Liability R 11 Plan Governance: How to Avoid Personal Liability Effective plan governance can be the key to avoiding expensive plan corrections, government investigations, litigation and personal liability. An ERISA attorney discusses best practices for retirement plan management, including the process for establishing a plan committee, the importance of a Section 404(c) checklist and an Investment Policy Statement, selecting and monitoring service providers and many other valuable tips. The speaker also provides guidance for navigating through issues where the correct course of action for compliance isn’t perfectly clear. Track: Legal, Regulatory & Fiduciary Issues Speaker(s): Benjamin F. Spater, J.D., Trucker Huss Audience: Defined contribution/401(k) plans, Defined benefit plans, 403(b) plans Level: General	Pharmacy Benefits Strategies for Lowering Prescription Drug Costs H 12 Pharmacy Benefits Strategies for Lowering Prescription Drug Costs With the rising cost of healthcare, particularly for prescription drugs, the question any employer must ask is: “What strategies can I implement to maintain or lower my prescription drug costs in 2012 and beyond?” This workshop addresses cost-saving strategies such as: How do employers take financial advantage of the $60 billion in brand drugs that are going generic? What steps should employers take to offset the negative financial impact of manufacturer coupons on their prescription drug costs? Is an employer better off agreeing to traditional or transparent pricing as a strategy for lowering prescription drug costs? What is the financial impact of automatic refills by mail? Track: Plan Design & Administration Speaker(s): Gregory I. Madsen, Innovative Rx Strategies, LLC Michael J. Staab, J.D., Innovative Rx Strategies, LLC Audience: Self-funded health and welfare plans Level: General	Elevating Organizational Performance Through Leadership Assessment R,H 13 Elevating Organizational Performance Through Leadership Assessment Today’s top-performing companies understand that organizational performance depends on having the right leaders in place—and the right future leaders in the pipeline. According to Mercer’s Future of Talent Management Survey of more than 1,200 organizations worldwide, leadership will continue to be a top HR priority and a primary concern during the next three to five years. An effective leadership strategy starts with assessment, which can serve as a platform for leadership development and succession planning. This session discusses leadership assessment, including the essential questions, “why,” “how,” and “what next?” Track: Plan Design & Administration Speaker(s): Stacey Bearden, Mercer Audience: Self-funded health and welfare plans, Fully insured health and welfare plans, Defined contribution/401(k) plans, Defined benefit plans, 403(b) plans Level: General	Brighten Your Retirement Outlook R 14 Brighten Your Retirement Outlook This session covers a range of ideas that will help your employees understand and manage their retirement-planning strategy in an effective, goal-based manner. Explore communication techniques that motivate and empower employees to learn their personal retirement outlook and develop a strategy to meet their retirement income goals. Track: Employee Communication & Education Speaker(s): Scott A. Coopersmith, Diversified Audience: Defined contribution/401(k) plans, Defined benefit plans, 403(b) plans Level: General	Building a Better Fund Line-Up for 2012 and Beyond R 15 Building a Better Fund Line-Up for 2012 and Beyond Just because your plan has less than $500 million in assets does not mean you can’t control your fund line-up with any provider. It all begins with the plan sponsor philosophy. Is your culture more conservative or aggressive? Are you paternalistic? These factors will drive the development of your fund line-up and your investment policy statement. Learn how to analyze your existing fund line-up structure and philosophy, how to diversify and how to inspire your Investment Committee to make changes. Track: Investment Management & Plan Funding Speaker(s): Robert Patton, SageView Advisory Group Jon T. Upham, SageView Advisory Group Audience: Defined contribution/401(k) plans, 403(b) plans Level: Intermediate
Tuesday, March 20, 2012
9:45 am - 10:45 am	2012 Health and Welfare Plan Legislative and Compliance Update H 16 2012 Health and Welfare Plan Legislative and Compliance Update What do politicians and regulators have on their agendas, and how will these items affect the management of your health and welfare plans? This fast-paced session includes a summary of legislative trends, a review of current federal and state proposals, and an analysis of possible implications for employee benefits. Topics include healthcare reform, COBRA subsidy, FMLA updates, dependent eligibility expansion and HITECH regulations as they pertain to HIPAA. Track: Legal, Regulatory & Fiduciary Issues Speaker(s): Amy J. Dunn, J.D., Mercer Audience: Self-funded health and welfare plans, Fully insured health and welfare plans Level: General	Fiduciary Issues and How to Avoid Being a Defendant R,H 17 Fiduciary Issues and How to Avoid Being a Defendant This session discusses, in layman’s terms, recent developments in ERISA fiduciary litigation and what steps you can take as a plan fiduciary or sponsor to ensure that you are as protected as possible from a participant or government lawsuit. In addition to legal protection, implementation of the ideas discussed in this workshop can improve your plan’s administration and provide a better experience for your participants. Track: Legal, Regulatory & Fiduciary Issues Speaker(s): Sherwin S. Kaplan, J.D., Nixon Peabody LLP Audience: Self-funded health and welfare plans, Fully insured health and welfare plans, Defined contribution/401(k) plans, Defined benefit plans, 403(b) plans Level: General	Bridging the Gap Between Sponsors and Participants R 18 Bridging the Gap Between Sponsors and Participants Recent surveys commissioned by Charles Schwab, in partnership with CFO Research Services and Koski Research Services, suggest that both plan sponsors and participants feel the need to focus on retirement preparedness, although they may have a different point of view as to how to achieve this goal through a 401(k) plan. Join this interactive discussion, using key study data, to explore both perspectives and to identify some opportunities to support these efforts. Track: Plan Design & Administration Speaker(s): David Gray, Charles Schwab Audience: Defined contribution/401(k) plans Level: General	HR Guide to Fearless Vendor Negotiations H 19 HR Guide to Fearless Vendor Negotiations Hear strategies to lower your overall healthcare spend without changing your plan design or cost-shifting onto your employees. With healthcare reform in full swing, your job can become overwhelming. Discover how to use these uncomplicated strategies to lower your costs. Learn how new tools such as value-based plan design and data mining—focused on the highest-costing disease states within your population—have a positive impact on your healthcare spend. Track: Evaluating & Monitoring Your Plan & Vendors Speaker(s): Marybeth Gray, Trion Audience: Self-funded health and welfare plans, Fully insured health and welfare plans Level: Intermediate	The Liability-Driven Investing (LDI) Mindset R 20 The Liability-Driven Investing (LDI) Mindset Liability-driven investing is a framework for de-risking asset/liability situations over time, with each LDI situation requiring a customized analysis and solution. This workshop presents a case study of a typical mid-sized defined benefit pension plan. Discover how an actively managed, customized approach, when combined with a deterministic process and the use of sophisticated quantitative models, can minimize funded status volatility, meet liability payments and reduce contribution amounts. Track: Investment Management & Plan Funding Speaker(s): David R. Wilson, Cutwater Asset Management Audience: Defined benefit plans Level: General
11:00 am - 12:00 pm	What to Expect from a DOL Investigation R 21 What to Expect from a DOL Investigation A representative from the U.S. Department of Labor explains what to expect from an EBSA investigation. Gain tips on how to prepare and hear what areas of enforcement are currently being emphasized. Track: Legal, Regulatory & Fiduciary Issues Speaker(s): Klause J. Placke, Employee Benefits Security Administration, U.S. DOL Audience: Defined contribution/401(k) plans, Defined benefit plans, 403(b) plans Level: Basic	Self-Funding 101—The Basics H 22 Self-Funding 101—The Basics This session is geared towards employee benefit managers, HR professionals and CFOs who may be new to or considering a change to a self-funded group health plan and other alternate funding and administrative arrangements. The speaker breaks down these funding arrangements into easy-to-understand segments and explains the “plug and play” approach to stop loss protection, claims administration, disease management, pharmacy and data integration and compares them to other funding vehicles used in employer-sponsored health plans. Hear an important overview on the selection of claims administrators, stop loss carriers and other vendors. Track: Plan Design & Administration Speaker(s): Dean M. Hoffman, Dean M. Hoffman, LLC Audience: Self-funded health and welfare plans, Fully insured health and welfare plans Level: Basic	The Power of Cooperative Drug Purchasing for Employers and Their Covered Members H 23 The Power of Cooperative Drug Purchasing for Employers and Their Covered Members Cooperatives play a big role in our everyday lives. Learn how self-insured employers formed a prescription drug cooperative and leveraged their volume buying power to achieve aggressive financial terms. Hear about their state-of-the-art contract that integrated clinical programs to improve proper utilization of pharmacy drugs. This successful model, begun in Wisconsin, has spread nationwide. Discover how your organization can benefit from a prescription drug cooperative. In addition, hear how critical it is to communicate the value of the prescription benefit to your employees and to ensure a sound plan design and therapy adherence. By helping employees make better purchasing decisions, you will enable them to reduce their prescription drug spend as well as ensure proper utilization. Track: Plan Design & Administration Speaker(s): Christine Ralston, National CooperativeRx Audience: Self-funded health and welfare plans Level: Intermediate	Health Advocacy for the Employee Cost-Sharing/Increased Responsibility Blues H 24 Health Advocacy for the Employee Cost-Sharing/Increased Responsibility Blues Healthcare costs are growing faster than general inflation. As a consequence, employees are required to take on more responsibility for their medical care. Companies are shifting to consumer-driven health plans, replacing co-payments with co-insurance, and increasing deductibles and/or the cost-share to employees. Employees are confused with the new plan offerings and the impact on their pocketbooks. Health Advocacy will help to cure the confusion and frustration among employees and their dependents and help participants become better healthcare consumers. Track: Employee Communication & Education Speaker(s): Lawrence N. Gelb, CareCounsel Audience: Self-funded health and welfare plans, Fully insured health and welfare plans Level: General	Changing Perspectives: Moving Beyond Accumulation to Distribution R 25 Changing Perspectives: Moving Beyond Accumulation to Distribution Over the past 30 years, defined contribution plans have become a participant’s primary source of retirement savings. As participants age, their focus, as well as the focus of plan sponsors, must move beyond accumulation and towards the distribution phase. This session examines the challenges facing participants and discusses how plan sponsors should adjust their approach to help participants meet those challenges. Track: Investment Management & Plan Funding Speaker(s): J. Keith Beall, Diversified Audience: Defined contribution/401(k) plans, 403(b) plans Level: Intermediate
2:15 pm - 3:15 pm	ERISA Litigation Update R 26 ERISA Litigation Update An ERISA attorney discusses the potential increased exposure to participant lawsuits and stresses the need for greater understanding of fiduciary responsibility. Gain insight into best practices for fiduciaries. Track: Legal, Regulatory & Fiduciary Issues Speaker(s): R. Bradford Huss, Trucker Huss Audience: Defined contribution/401(k) plans, Defined benefit plans, 403(b) plans Level: General	Self-Funding 202—Advanced Concepts H 27 Self-Funding 202—Advanced Concepts The subtleties of self-funding contracts can lead to liability for both the employer and the intermediary. Geared toward employers who currently have a self-funded plan or knowledge of the concept, this session presents advanced concepts in self-funding. Gain an in-depth review of stop loss contract types—12/12, 15/12, 12/15, 15/18 and terminal liability. Learn how each works with, not against, the employer’s risk tolerance and financial goals. Walk away from this session with information that smoothes out potential gaps and helps facilitate the renewal process. Track: Plan Design & Administration Speaker(s): Dean M. Hoffman, Dean M. Hoffman, LLC Audience: Self-funded health and welfare plans, Fully insured health and welfare plans Level: Advanced	How to Make Your Healthcare Benefits Communication More Effective H 28 How to Make Your Healthcare Benefits Communication More Effective A seasoned practitioner shares her successful strategies for creating benefits communications that work. Learn how to craft and deliver messages that clearly convey the opportunity and responsibility your benefits program offers and motivate employees to take appropriate action. Track: Employee Communication & Education Speaker(s): Julie M. Adamik, PETCO Animal Supplies, Inc. Audience: Self-funded health and welfare plans, Fully insured health and welfare plans Level: General	Evaluating the Reasonableness of Plan Fees in Light of the New Disclosures R 29 Evaluating the Reasonableness of Plan Fees in Light of the New Disclosures With the spotlight on DC plan fees growing stronger, the importance of understanding, documenting and negotiating your fees has never been more important. Analyzing the administrative, record keeping, investment management, employee education and technology cost/value paradigms creates the leverage for the win-win-win we all want. Participants win with either more services at the same costs or the same services at lower costs; the fiduciary wins through a documented, fee-transparent process; and the service provider wins with a client positioned for a long-term relationship. Learn the best practices approach to understanding, documenting and negotiating fees for long-term success. Track: Evaluating & Monitoring Your Plan & Vendors Speaker(s): Michael E. Falcone, 401(k) Advisors Audience: Defined contribution/401(k) plans, Defined benefit plans, 403(b) plans Level: General	Green Light, Yellow Light: Starting a Wellness Program with a Yield for Health Care Reform H 30 Green Light, Yellow Light: Starting a Wellness Program with a Yield for Health Care Reform Whether you’re starting from zero or your wellness program keeps sputtering out, this presentation provides the nuts and bolts you need to get a sustainable wellness program revved up and running smoothly. Additionally, get help navigating the roads of healthcare reform as it affects wellness programs. Track: Wellness, Disease & Case Management Speaker(s): Gerald W. Frye, The Benefit Services Group, Inc. Michelle Spehr, The Benefit Services Group, Inc. Audience: Self-funded health and welfare plans, Fully insured health and welfare plans Level: Basic
3:30 pm - 4:30 pm	Top 10 Retirement Plan Issues Affecting Plan Sponsors in 2012 R 31 Top 10 Retirement Plan Issues Affecting Plan Sponsors in 2012 Track: Legal, Regulatory & Fiduciary Issues Speaker(s): Robert Stebbins, VERISIGHT, Inc. Becky Miller, McGladrey & Pullen Audience: Defined contribution/401(k) plans, Defined benefit plans, 403(b) plans Level: General	Reducing the Cost of Health Plans and Other Benefits H 32 Reducing the Cost of Health Plans and Other Benefits Learn from a fellow benefits professional about several benefit design strategies that can help your company control costs. The discussion covers paid time off, disability plans and health plan design topics. Discover one cost-saving idea and the conference will pay for itself! Track: Plan Design & Administration Speaker(s): Robert J. Foley, Mutual of Omaha Insurance Company Audience: Self-funded health and welfare plans, Fully insured health and welfare plans Level: Intermediate	The Changing 403(b) Market R 33 The Changing 403(b) Market While non-profit plan sponsors have updated their plan documents to comply with the new regulations, many are still concerned about plan administration, costs, participant education, their new fiduciary responsibilities and establishing compliance procedures. This informative workshop helps you navigate these issues and come away with a few best practices. Track: Plan Design & Administration Speaker(s): Brenda M. Van, MassMutual Retirement Services Audience: 403(b) plans Level: General	What’s Working in Benefit Communications Today and Why H 34 What’s Working in Benefit Communications Today and Why Communicating benefit information to your staff may not be sexy or fun, but it is one of the more mission-critical services any human resource professional provides. Come to this interactive educational session to hear what current research says are today’s best communication practices. More importantly, walk away with “up close and personal,” firsthand knowledge of cost-efficient communication methods that have worked great for several organizations…and those that haven’t! Track: Employee Communication & Education Speaker(s): M. Brad Reynolds, Asbury Communities, Inc. Audience: Self-funded health and welfare plans, Fully insured health and welfare plans Level: Basic	Bulls, Bears and Beyond: Understanding Investment Performance and Monitoring R 35 Bulls, Bears and Beyond: Understanding Investment Performance and Monitoring This session provides an advanced guide to selecting and monitoring investment options for your corporate retirement plan. Gain a deeper understanding of how to assess investment performance in both a bull and a bear market. Track: Investment Management & Plan Funding Speaker(s): Daniel W. Weber, Lincoln Financial Group Audience: Defined contribution/401(k) plans Level: Advanced
Wednesday, March 21, 2012
9:45 am - 10:45 am	Update on Health Benefits Law H 36 Update on Health Benefits Law The U.S. Department of Labor has started reviewing health benefit plans for compliance with the Affordable Care Act. Is your plan ready? This session covers key points for grandfathered and non-grandfathered health plans, along with other recent developments affecting ERISA-covered health plans. Track: Legal, Regulatory & Fiduciary Issues Speaker(s): Jean Ackerman, Employee Benefits Security Administration, U.S. DOL Audience: Self-funded health and welfare plans, Fully insured health and welfare plans Level: General	Ask the Lawyer R 37 Ask the Lawyer Take this opportunity to ask an ERISA attorney all of those unanswered retirement plan management questions you have, particularly in today’s unpredictable legal and economic environment. This is a chance to quiz a top benefits attorney on all of your nagging legal questions about retirement and fringe benefit plans—free of charge. Track: Legal, Regulatory & Fiduciary Issues Speaker(s): Ian S. Kopelman, J.D., DLA Piper US LLP Audience: Defined contribution/401(k) plans, Defined benefit plans Level: General	Employee Demographics: What You Don’t Know May Cost You R 38 Employee Demographics: What You Don’t Know May Cost You This session examines the demographic trends of the U.S. population and provides an update on Social Security and other government benefits. The speakers also look at the demographic trends of sample employers and discuss how these trends can affect employer costs over time. Learn about tools that can be used to manage workers to retirement. Track: Plan Design & Administration Speaker(s): Jeffrey D. Bradley, Milliman Robert M. Weatherford, Milliman Audience: Defined contribution/401(k) plans, Defined benefit plans, 403(b) plans Level: Basic	Understanding the Foreign Language of Non-Qualified Deferred Compensation Plans R 39 Understanding the Foreign Language of Non-Qualified Deferred Compensation Plans Learn the basics of NQDC plans and how companies can use them to attract, retain, reward and motivate key employees. This session provides insights into design alternatives, formal versus informal funding, plan administration services and online portals with 24/7 access. The discussion also covers investment menu management and monitoring. In addition, hear about communication and education strategies, including how executive financial counseling can increase participation. Track: Plan Design & Administration Speaker(s): Jon T. Upham, SageView Advisory Group Robert Patton, SageView Advisory Group Audience: Defined contribution/401(k) plans, Defined benefit plans, 403(b) plans Level: Basic	Evolving the Participant Experience R 40 Evolving the Participant Experience Using smart, relevant and accessible communications to engage participants is essential to help them save more effectively for retirement. As new technology has emerged and participants’ information sources have changed, sponsors look to providers to push boundaries in their communication capabilities. Learn how a leading retirement provider reaches participants anytime, anywhere and in any channel. Track: Employee Communication & Education Speaker(s): Thomas Wall, Vanguard Audience: Defined contribution/401(k) plans Level: General
11:00 am - 12:00 pm	2012 Health and Welfare Plan Legislative and Compliance Update H 41 2012 Health and Welfare Plan Legislative and Compliance Update What do politicians and regulators have on their agendas, and how will these items affect the management of your health and welfare plans? This fast-paced session includes a summary of legislative trends, a review of current federal and state proposals, and an analysis of possible implications for employee benefits. Topics include healthcare reform, COBRA subsidy, FMLA updates, dependent eligibility expansion and HITECH regulations as they pertain to HIPAA. Track: Legal, Regulatory & Fiduciary Issues Speaker(s): Amy J. Dunn, J.D., Mercer Audience: Self-funded health and welfare plans, Fully insured health and welfare plans Level: General	Correcting Common Mistakes in 401(k) Plans R 42 Correcting Common Mistakes in 401(k) Plans Learn from an IRS representative how to identify and fix problems before they trigger an IRS audit. Hear about the IRS’ top ten 401(k) issues, including non-amended plans, timely depositing of elective deferrals, problems with compensation, matching contributions and ADP/ACP testing. Track: Legal, Regulatory & Fiduciary Issues Speaker(s): Deborah Spanier, Internal Revenue Service Audience: Defined contribution/401(k) plans Level: General	Bridging the Gap Between Sponsors and Participants R 43 Bridging the Gap Between Sponsors and Participants Recent surveys commissioned by Charles Schwab, in partnership with CFO Research Services and Koski Research Services, suggest that both plan sponsors and participants feel the need to focus on retirement preparedness, although they may have a different point of view as to how to achieve this goal through a 401(k) plan. Join this interactive discussion, using key study data, to explore both perspectives and to identify some opportunities to support these efforts. Track: Plan Design & Administration Speaker(s): David Gray, Charles Schwab Audience: Defined contribution/401(k) plans Level: General	Will Your Company Offer a Health Plan After 2014? H 44 Will Your Company Offer a Health Plan After 2014? Once state insurance exchanges are established in 2014, employers must decide whether to continue to offer health insurance to employees or simply pay a $2,000 penalty for each eligible employee. This penalty is temptingly low compared to what most companies pay to subsidize employee health insurance benefits. But is this the only determining factor? What other issues should you consider before you change your company’s future benefits strategy? This workshop explores how to determine the true cost of the penalty on employers and employees. Learn how to frame the discussion with senior management on the future of employer-provided health care at your company after healthcare reform. Track: Plan Design & Administration Speaker(s): Robert J. Foley, Mutual of Omaha Insurance Company Audience: Self-funded health and welfare plans, Fully insured health and welfare plans Level: Basic	Case Study: Wellness and Consumer Driven Health Plans H 45 Case Study: Wellness and Consumer Driven Health Plans This case study by a director of benefits examines the Evonik Degussa Corporation Wellness and Consumer Driven High Deductible HSA programs. Learn how the company’s Choice & Responsibility benefits theme helps to control costs using wellness and consumer driven health plans to engage participants. Track: Wellness, Disease & Case Management Speaker(s): William G. Dorcas, Evonik Degussa Corporation Audience: Self-funded health and welfare plans, Fully insured health and welfare plans Level: Basic