ADP released its second annual Health Benefits Report. Subtitled “2014 Benchmark and Trends for Large Employers,” the report is based on ADP’s analysis of its own client base and tracks premium, eligibility and participation rates from 2010 to 2014. ¬†Among its findings: participation has consistently been higher among older workers than among younger. The report also notes that between 2010 and 2014, premiums increased 15% but rose only 1.7% between 2013 and 2014.